⚠️ IMPORTANT: Please Read Carefully
This disclaimer contains critical information about the nature and limitations of services provided by De Moerloose LLC. By accessing or using this website, you acknowledge that you have read, understood, and agreed to this disclaimer.
Legal Disclaimer & Regulatory Notice
Last Updated: January 2025
1. Company Status and Regulatory Position
De Moerloose LLC is a limited liability company operating as an independent strategic consulting firm.
Important: De Moerloose LLC does NOT hold any financial services license, banking license, investment license, asset management license, or any other regulated financial services authorization from any regulatory authority including but not limited to:
- Dubai Financial Services Authority (DFSA)
- UAE Central Bank
- Securities and Commodities Authority (SCA)
- Financial Conduct Authority (FCA)
- Securities and Exchange Commission (SEC)
- Any other financial regulatory body worldwide
2. Nature of Services
De Moerloose LLC provides strategic consulting and advisory services only. Our services are strictly limited to:
- General strategic guidance and consultation on wealth structuring approaches
- Professional network introductions and referrals to licensed providers
- Market insights and educational information
- Connection facilitation with licensed financial, legal, and tax professionals
- High-level advisory on family office concepts and structures
Services We Do NOT Provide:
- ❌ Regulated financial advice or specific investment recommendations
- ❌ Portfolio management or discretionary asset management
- ❌ Banking, custody, or fund administration services
- ❌ Securities trading, brokerage, or execution services
- ❌ Insurance products or investment product sales
- ❌ Tax preparation, accounting, or legal services
- ❌ Real estate brokerage or licensed real estate services
3. No Client Funds or Assets
De Moerloose LLC does NOT and will NOT accept, hold, manage, have custody of, or exercise control over any client funds, securities, cryptocurrencies, real estate, or any other assets.
All financial transactions, investments, asset purchases, and asset management activities must be conducted directly with appropriately licensed and regulated institutions in your jurisdiction.
4. Not Financial, Investment, Tax, or Legal Advice
All information provided through this website, in communications, presentations, or during consultations is for general informational and educational purposes only and shall NOT be construed as:
- Financial advice, investment advice, or trading recommendations
- A recommendation to buy, sell, hold, or trade any financial instrument
- A solicitation or offer to provide regulated financial services
- Tax advice, accounting advice, or tax planning services
- Legal advice or legal opinions
- A guarantee of any investment performance, returns, or outcomes
- A suitability assessment or personalized financial plan
5. Third-Party Referrals and Professional Network
Any reference to financial institutions, investment funds, banks, private banks, wealth managers, law firms, accounting firms, real estate professionals, or other service providers refers exclusively to independent, licensed third-party professionals and institutions.
De Moerloose LLC:
- Acts solely as a facilitator of introductions and connections
- Is not responsible for the services, advice, actions, or omissions of third parties
- Does not guarantee the suitability, quality, performance, or regulatory compliance of third parties
- Is not liable for any losses, damages, or disputes arising from third-party relationships
- May receive referral fees, commissions, or other compensation from third parties (disclosed when applicable)
- Does not endorse or warrant any specific third-party provider
Clients engage with third parties entirely at their own discretion, risk, and responsibility. You must conduct your own due diligence.
6. No Fiduciary Relationship
Visiting this website, submitting an inquiry, or engaging in preliminary discussions does NOT create:
- A client-advisor relationship or fiduciary relationship
- A fiduciary duty or duty of care under securities or investment laws
- Any contractual obligation for De Moerloose LLC to provide services
- Confidentiality protections (until a formal written engagement agreement is executed)
- An attorney-client, accountant-client, or other professional privilege
A formal engagement requires a signed written agreement.
7. Requirement to Seek Licensed Professional Advice
Before making ANY financial, investment, tax, legal, or real estate decision, you MUST consult with appropriately licensed and regulated professionals in your jurisdiction, including:
- Licensed financial advisors, investment advisors, or wealth managers (holding applicable licenses such as RIA, CFA, CFP, or equivalent)
- Qualified tax advisors, CPAs, or chartered accountants
- Licensed attorneys or legal counsel
- Regulated banking or investment institutions
- Licensed insurance professionals (if considering insurance products)
- Licensed real estate professionals or brokers
Do not rely solely on general consulting or introductions. Always obtain specific, personalized advice from licensed professionals.
8. Investment Risk Acknowledgment
You acknowledge and understand that:
- All financial and investment decisions involve substantial risk, including the potential for complete loss of principal
- Past performance is not indicative of future results
- No investment strategy, asset allocation, or diversification guarantees profit or protects against loss
- Market conditions, economic factors, regulations, and individual circumstances vary significantly
- Cryptocurrency, alternative investments, and emerging asset classes carry heightened risks
- International investments may involve currency risk, political risk, and regulatory uncertainty
- You are solely and exclusively responsible for evaluating the suitability and risks of any financial decision
- De Moerloose LLC cannot and does not guarantee any outcomes or results
9. Jurisdiction and Compliance
This website and the services of De Moerloose LLC may be accessed from various jurisdictions worldwide. The information provided may not be suitable, legal, or compliant with regulations in all jurisdictions.
It is YOUR responsibility to:
- Ensure compliance with all applicable laws and regulations in your country of residence and citizenship
- Understand that different countries have different regulations regarding financial services, investment advice, and cross-border financial activities
- Consult local legal and financial advisors regarding jurisdictional requirements
- Not engage with De Moerloose LLC if such engagement would violate any applicable law
Services are not directed to residents of jurisdictions where such services would be unlawful or require specific licensing.
10. No Guarantees, Warranties, or Representations
While we strive for professionalism and accuracy, De Moerloose LLC makes no representations, warranties, or guarantees regarding:
- The accuracy, completeness, timeliness, or reliability of any information provided
- The suitability of any information, introduction, or referral for your specific circumstances
- The qualifications, performance, reliability, or regulatory status of third-party providers
- The achievement of any specific financial, investment, or business outcomes
- The absence of errors, omissions, or inaccuracies in content
All information and services are provided "AS IS" and "AS AVAILABLE" without warranty of any kind, express or implied.
11. Limitation of Liability
To the fullest extent permitted by applicable law, De Moerloose LLC, its members, managers, officers, employees, contractors, and affiliates shall NOT be liable for:
- Any direct, indirect, incidental, special, consequential, exemplary, or punitive damages
- Financial losses, investment losses, or missed opportunities
- Loss of profits, revenue, business, data, or goodwill
- Reliance on any information, introduction, or referral provided
- Actions, omissions, negligence, fraud, or misconduct of third-party service providers
- Errors, omissions, inaccuracies, or delays in content or communications
- Unauthorized access, data breaches, or cybersecurity incidents
- Any claims arising from the use or inability to use this website or services
IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY OF DE MOERLOOSE LLC EXCEED THE FEES ACTUALLY PAID BY YOU TO DE MOERLOOSE LLC IN THE SIX (6) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.
12. Indemnification
You agree to indemnify, defend, and hold harmless De Moerloose LLC, its members, managers, officers, employees, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from:
- Your use of this website or services
- Your violation of this disclaimer or any applicable law
- Your relationships or transactions with third-party providers
- Any financial or investment decisions you make
13. Confidentiality and Data Privacy
Until a formal written engagement agreement is signed, no confidentiality obligations exist. Any information you provide through this website or in preliminary communications may not be protected as confidential.
Personal data submitted through this website will be handled in accordance with applicable data protection laws. By using this website, you consent to the collection, use, and processing of your personal information as described in our Privacy Policy (if applicable).
14. Modifications and Updates
De Moerloose LLC reserves the right to modify, amend, or update this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to this website.
Continued use of this website or services following any changes constitutes your acceptance of the modified disclaimer.
It is your responsibility to review this disclaimer periodically for updates.
15. Severability
If any provision of this disclaimer is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect to the maximum extent permitted by law.
16. Entire Agreement
This disclaimer, together with any formal written engagement agreement and other applicable policies, constitutes the entire agreement between you and De Moerloose LLC regarding the use of this website and general consulting services, superseding any prior agreements or understandings.
✓ Acceptance and Acknowledgment
By continuing to use this website, submitting any inquiry form, or engaging in any communication with De Moerloose LLC, you acknowledge and confirm that you have read, fully understood, and agreed to be bound by this Legal Disclaimer and Regulatory Notice in its entirety.